Author | Bonnie Treichel The Internal Revenue Service (IRS) recently announced an increase in the limits for health savings accounts (HSAs) in 2027.[i] If there is a workplace benefit with more tax advantages than a 401(k) or 403(b), it has to…
Author | Bonnie Treichel Historically, according to a few courts, participant data may not be a plan asset under the Employee Retirement Income Security Act (ERISA), but it is undeniably an asset.[i] And increasingly, it’s being used like one. Plan fiduciaries…
Author | Bonnie Treichel On February 24, 2026, the Employee Benefit Security Administration (EBSA) issued a proposed regulation (the Proposal) designed to modify the existing safe harbors regarding electronic delivery of certain notices, which would carry out section 338 of…
Author | Bonnie Treichel Once limited to supplemental life or disability insurance, today’s voluntary benefits options can include health savings accounts (HSAs), accident and critical illness coverage, hospital indemnity plans, legal services, identity theft protection, and even things like pet…
Author | Bonnie Treichel According to Vanguard’s latest research, failing to take required minimum distributions (RMDs) isn’t just a retirement planning oversight; it’s a costly mistake that impacts retirement savers each year.i Vanguard found that nearly 7 percent of RMD-eligible participants…
Author | Bonnie Treichel Three major recent industry surveys, Fidelity, Vanguard and the Plan Sponsor Council of America (PSCA), highlight notable shifts in retirement plan design heading into 2026. Below are six trends plan sponsors should watch, and how they…
Author | Bonnie Treichel Each year, the Internal Revenue Service (IRS) updates a complex set of contribution and benefit limits to take into account changes in the cost(s) of living that impact how much employees and employers can put into…
Author | Bonnie Treichel Artificial Intelligence (AI) stands to be a transformative technology in the workplace and is fast emerging as an empowering force in providing retirement plan participants and plan sponsors with ready access to insights that can be…
Author | Bonnie Treichel On September 15, 2025, the Internal Revenue Service (IRS) and Treasury Department released a final regulation reflecting statutory changes made by the SECURE 2.0 Act of 2022 (SECURE 2.0), specifically the requirement that catch-up contributions made…
Author | Bonnie Treichel While retirement plan balances of terminated participants above $7,000 can remain in the plan, small balances under $7,000, and specifically uncashed distribution checks for balances less than $1,000, remain a common administrative problem for retirement plan…