Author | Bonnie Treichel On September 15, 2025, the Internal Revenue Service (IRS) and Treasury Department released a final regulation reflecting statutory changes made by the SECURE 2.0 Act of 2022 (SECURE 2.0), specifically the requirement that catch-up contributions made…

Author | Bonnie Treichel While retirement plan balances of terminated participants above $7,000 can remain in the plan, small balances under $7,000, and specifically uncashed distribution checks for balances less than $1,000, remain a common administrative problem for retirement plan…

Author | Bonnie Treichel One of the more commonly overlooked aspects of saving in a workplace retirement plan is designating a beneficiary. Most participants aren’t really focused on the possibility of their death at enrollment. Once set in place, it’s…

Author | Bonnie Treichel Intense last-minute negotiations allowed both houses of Congress to pass the so-called One Big Beautiful Bill Act (the Bill) prior to their self-imposed July 4 deadline, and President Donald Trump has now signed that legislation into…

Author | Bonnie Treichel The rise of digital currencies as an investment vehicle has captured the attention of both institutional investors and retirement plan participants. In response to this growing interest, and amid the evolving regulatory landscape, the Department of…

Author | Bonnie Treichel A recent U.S. Supreme Court ruling in Cunningham v. Cornell University reinforces a key takeaway for anyone overseeing a retirement plan: it’s critical to understand and avoid prohibited transactions under the Employee Retirement Income Security Act…